2.11

Personal financial literacy. The student applies mathematical process standards to manage one's financial resources effectively for lifetime financial security. The student is expected to:

(A)  calculate how money saved can accumulate into a larger amount over time;

(B)  explain that saving is an alternative to spending;

(C)  distinguish between a deposit and a withdrawal;

(D)  identify examples of borrowing and distinguish between responsible and irresponsible borrowing;

(E)  identify examples of lending and use concepts of benefits and costs to evaluate lending decisions; and

(F)  differentiate between producers and consumers and calculate the cost to produce a simple item.

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